About 3 years ago we, at Lynnhaven Dive Center, started to require that all of our divers carry Dive Insurance. Not because we thought we could make money off of it, but because it would provide medical coverage for all of our divers in case of a dive accident. Nobody plans on getting hurt on a dive, just like nobody plans to get in a car accident, but when disaster strikes we want all of our divers to be covered. Both DAN and Diveassure offer the kind of coverage that we require our divers to carry. With Recompression treatments and Helicopter evacuations a $90 dollar dive trip can turn into a six figure accident.
DiveAssure Diving Insurance
Click here to register for DiveAssure
All Dive Assure programs offer primary, multi-trip coverage. Benefit amounts below are per incident.
Policy Cover
Gold USA
Platinum USA
Diamond USA
Accident medical and rescue expenses following a diving accident, including emergency evacuation, and policy limit
$250,000
$500,000
$1,000,000
Death as a result of diving accident
$10,000
$25,000
$25,000
Accidental Dismemberment or paralysis as a result of diving accident
$10,000
$25,000
$25,000
Loss of diving gear left on site of claimable accident requiring hospital treatment
$2,500
$5,000
$5,000
Repatriation of remains to home country
$5,000
$10,000
$10,000
Flight/Accommodation – Extra expenses following diving accident
$5,000
$10,000
See Travel Protection Below
Depth Limit
None
None
None
Diving Vacation Cancellation – Basic Coverage(*)
$1,000
$10,000
See below
Diving Vacation Interruption – Basic Coverage (*)
$1,000
$10,000
See below
Diving Vacation Cancellation – Comprehensive Coverage (*)
(Diamond 1500/3000/5000 – respectively)
N/A
N/A
1500/3000/5000
Diving Vacation Interruption – Comprehensive Coverage (*)
Including also: Additional transportation and accommodation expenses, travel delay and missed connection (Diamond 1500/3000/5000 – respectively)
N/A
N/A
2250/4500/7500
Diving Gear – Comprehensive Coverage (Loss, Damage and Theft)
N/A
N/A
$5000
Death/Total and Permanent Disability – Any Accident
N/A
N/A
$25,000
Non-Diving related accident assistance and medical expenses covered (During a diving vacation)
No
$500,000
$1,000,000
Medical and Rescue Expenses including Emergency Evacuation – Comprehensive coverage including Non-Diving sickness
N/A
N/A
$1,000,000
Family member’s non-diving related accident assistance and medical expenses covered (During a diving vacation)
No
$500,000
$1,000,000
Annual Membership Fee
$75.00
$95.00
$155/$215/$265